As a fee-only financial advisor, we are not compensated by any investment or insurance companies, so our advice is completely independent. This allows us to offer:

• Unbiased advice
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• No sales pressure
• No conflicts of interest
  
  

Passive management, as opposed to active management, is based on the belief that the Efficient Market Theory is the most secure and reliable method to succeed financially in the economic marketplace. After trading expenses, taxes and management fees it is virtually impossible for an active manager to beat the overall market over a long period of time.
More about Passive vs. Active Management